Recently I wanted to make a payment to a local store.
Since I had my Apple cash as the payment option, I did not take my purse. Although I tried to make the payment several times, it did not work.
That was when I realized that there is a lot more I should know how to use apple cash at the Store.
I did a little research and could discover lots of things.
Quick Answer
These are the steps to use Apple Cash at a store:
- Open your Wallet app on your iPhone or iPad.
- Click on the Apple Cash card.
- Confirm the amount you want to send.
- Click on the Send button.
- Click on the Pay button.
- Hold your iPhone or iPad near the contactless reader.
- You may need to authenticate the payment with your PIN or passcode.
If you can’t identify whether the store accepts Apple Cash, you can ask the merchant if they accept Apple Pay.
You can also try paying with Apple Pay using a different payment method, such as a debit card or credit card.
Can You Spend Apple Cash At Stores?
Yes. You can spend money in Apple cash stores and purchase goods from them.
You may make the payments using Apple Cash in two places where Visa and Apple pay are accepted.
The payment must be conducted as a contactless payment.
Note: You will be able to identify the stores that accept Apple Cash by the Contactless payment and Apple pay icons. But, the icons may differ from region to region.
I saw that some users had wanted to spend Apple cash for online stores such as Amazon, eBay, and more. They also can spend their Apple cash.
How To Know The Apple Cash Balance?
You can easily view your Apple Cash balance on your Apple Cash card in the Wallet app.
Another way is to go to Settings in your iphone > Wallet & Apple Pay.
What Merchants Accept Apple Cash?
I found it difficult to see which merchants accept Apple as most merchants had not put the Apple cash logo near their entrance.
Although Siri can answer the merchants and stores that accept Apple cash, Siri would also miss some of them.
Here’s s Complete List of Stores That Accept Apple Pay and Don’t Accept Apple pay
How To Make The Apple Cash Payments?
You may follow one of these 04 methods to pay at a store with Apple cash.
Making The Apple Cash Payment With The Default Card And The Face ID
- Double-click the side button of the Apple iPhone. Then the default card will appear on the screen
- Keep looking at the iPhone until you see the Face ID authentication. (If you are not the owner, you may ask for the pin code from the owner and enter instead of Apple Face ID)
- Hold the iPhone on top of the Card Reader. You will see Done on the screen and a checkmark
Making The Apple Cash Payment With The Default Card And The Touch ID
- Hold your finger on the touch ID
- Hold the iPhone on top of the Card Reader. You will see Done on the screen and a checkmark
Note: I discovered that some stores use a pin to complete the payments, which you must enter. You may easily see the code by tapping three dots and then the card details.
Making The Apple Cash Payment With The Different Card
- Double-click the side button of the Apple iPhone. Then the default card will appear on the screen
Or
- Hold your finger on the touch ID until the default card appears
- Tap on the default card and choose another card
- Unlock the process with Face ID / Touch ID or the Passcode again
- Hold the iPhone on top of the Card Reader. You will see Done on the screen and a checkmark.
How To Use Apple Cash At The Store When They Don’t Accept Contactless Payments?
The town where I live doesn’t have more than 10 stores that accept the Digital Apple card or Apple Cash. I found the best option to “Keeping an Apple Titanium Card.” The Titanium or the Physical Apple card lets you make payments everywhere.
Although my Apple Card Application was accepted, I did not get the Physical Card. I had to request a card. This is how I got forwarded a Platinum Card to me.
- Open The Wallet App
- Tap on the three dots or the more option
- Choose “Get Apple Card” and follow the instructions on the screen
Note: I got my Apple Titanium card in 3 Days. The company assured the cad would reach me within 07 days. Also, I did not have to pay a shipping fee.
After receiving the card, I had to activate it. You may follow the packaging details to activate the card.
Why can’t I use Apple cash at stores?
I found a few reasons that prevent you from making a payment with Apple cash. I list them below and provide the fixes if necessary.
Someone Has Reported You Scamming
If someone reports you of an unauthorized sale, scam incident, or fraud, your Apple card will be locked or restricted temporally.
The Apple company wants you to contact them for assistance, and they will unlock your account after the explanation. In most cases, identity verification is enough.
I found that the Apple Account may be restricted when the owner is disputed by the bank. After charging a specific amount, the account will be sent online.
You may always use the below link to get assistance in unlocking your Apple Card.
https://getsupport.apple.com/?caller=kbase
Note: If your Apple Cash Account is under review, the process will automatically complete after 02 business days. After those two days, you will see the status of the account.
Exceeding The Maximum Apple Cash Pay Limit
An Apple user can pay a maximum amount of $10,000 per week. Also, if you are a part of the Apple family, the limit is just $2,000. If your payment exceeds this limit at the Store, you will be notified, and the payment will fail.
If you want to increase the credit limit, you may follow the below steps.
- Open Apple Wallet and then choose Apple card
- Tap More and then choose Card Details
- Tap the message button and write your need (Increasing the weekly credit limit)
- Send
You Are Not The Owner Of The Apple Card Or The Apple Device
If you are not the owner of the Apple iPhone you are trying to make the payment, you will need the passcode. Since Apple Touch ID and Face ID won’t work for you, you must ask the owner about that.
Your Apple Cash Family Organizer Has Locked Your Apple Cash Payments
The Apple Cash Family Organizer can lock an Apple cash Account. When he/she does that, the family member can’t make payments at stores.
You Are Not In One Of These Countries
I discovered that Apple Pay is not for the entire world. If you are not in one of these countries or regions, you will not be able to enjoy this amazing service.
The 7-Eleven Stores Issue
I saw that several apple Cash Account holders had not been able to complete the payments using Apple cash. Although they had referred to Visa switching from Discover as per Apple’s instructions, the issue was still there.
Conclusion
I hope you now know every matter you need to know about making payments with apple cash at Store. If you still have issues, please contact Apple Cash’s official assistance.